Obama Guidelines Residential Loan Modification Package

A solution to the "Loan Modification Scam" has been found in the
form of a Loan Modification Document Preparation Service that
helps the Homeowner with a Obama Guidelines
Residential Loan Modification Package.

It has been said that currently, only 9% of eligible homeowners
are taking advantage of the Loan Mod plan and have modified
their current loan terms into a new mortgage.

Why do Banks seem to be struggling with
loan modifications?

A large volume of loan mod applications generated by the media
exposure of the Obama Saving Homes Program added to the
desperate needs of the unemployed or underemployed.

A limited Understanding about the program and how it works
has hindered Homeowners, in many cases, from having good
communication with the Loan Servicer.

A lot of confusion about the criteria of qualifying for modifying
the current mortgage, the guidelines and the Paperwork.

Homeowners are afraid to trust one of these "Loan Modification"
Services that often want money up front and then thousands of
dollars to "negotiate" a Loan Modification...and rightly so.

There have been so many Scam Artists and Sharks in the Water
that many States have written and passed New Legislation
regarding even contacting a "Distressed" Homeowner who has
become behind in their payments.

There is a Solution

Here is a program the Homeowner can Trust

Why Should You Trust THIS program?

• No Upfront Fees are Charged to Review your Current Mortgage
• No Commitment of any kind for Review, No Credit Card info is taken
• This Program complies 100% with the Current Guidelines of the Obama Program
• We make NO Promises and Tell NO Lies...the Government sets the Rules
• If you Qualify for the Program, under the current Obama Guidelines, we will process the paperwork needed to deliver to the Lender, Done-for-You

We will help you with the entire Paperwork Package using the same Software that the Lender will use...Having the correct and complete Document Package is the best way to for the Homeowner to Get Results Fast.

DISCLAIMER
We do the Document Preparation under the Guidelines of the Obama Loan Modification Program...a Homeowner behind in payments MAY be able to stop foreclosure IF they qualify and IF the Lender will cooperate...it is the Lender who decides whether to "work it out"
therefore, we can not make any promises in any way to "Save Your Home from Foreclosure"
via our services. We promise to be truthful, honest and upfront with you!

You DO NOT have to be behind in your payments to Qualify for the Program.
If you are current now, continue to make your mortgage payments if you are able.
WE WILL NEVER TELL YOU TO STOP MAKING YOUR PAYMENTS
TO QUALIFY...

"The Home Affordable Modification program can be used only by owner-occupants who have a loan originated before Jan. 1, 2009 and who have a balance under $729,750."
(These are not the Complete Guidelines)

Obama Guidelines Residential Loan Modification Package
Loan Modification Document Preparation

Complete the FREE Pre-Qualification to see if you qualify!

Obama Administration's Making Home Affordable Program

Contact Us: ObamaRefi@gmail.com

Obama Administration's Making Home Affordable Program

Goals of the Obama Administration's Making Home Affordable
Program are to reduce mortgage payments for At Risk Homeowners
and create financial stability at the local, State and National level
by reducing the number of defaulting loans and foreclosures that
have flooded the Markets in 2007 and 2008 and continue in 2009.


Some Highlights of the Making Home Affordable Program

• Clear and Consistent Guidelines for Loan Modifications

• Required Participation By Financial Stability Plan Participants

• Modifications of Home Mortgages During Bankruptcy

Allowing Judicial Modifications of Home Mortgages
During Bankruptcy When A Borrower Has
No Other Options

• Strengthen Hope for Homeowners and Other FHA Loan Programs

Reducing Monthly Payments

For many families, a low-cost refinancing could reduce mortgage payments by thousands of dollars per year. For example, consider a family that took a 30-year fixed rate mortgage of $207,000 with an interest rate of 6.50% on a house worth $260,000 at the time. Today, that family has $200,000 remaining on their mortgage, but the value of that home has fallen 15% to $221,000 – making them ineligible for today’s low interest rates that generally require the borrower to have 20% home equity. Under this refinancing plan, that family could refinance to a rate near 5.16% – reducing their annual payments by over $2,300.



Focusing on Homeowners At Risk

Homeowners at risk, such as those suffering serious hardships, decreases in income, increases in expenses, payment “shock,” high combined mortgage debt compared to income, who are “underwater” (with a combined mortgage balance higher than the current market value of the house), or who show other indications of being at risk of default may be eligible for a loan modification. Eligibility for the program will sunset at the end of three years.

How the Program Works

The Home Affordable Modification program has a simple goal: reduce the amount homeowners owe per month to sustainable levels to stabilize communities.

Now that you have better idea of the goals of Obama's Making
Home Affordable Program you may want to consider using a
service that offers you FREE PRE-QUALIFICATION using the
Guidelines of the Program Above. Find out if you Qualify!

No Closing Cost/No Credit Qualify Loan Modification Refinance

If you qualify, you will submit your details and Mortgage Loan
History and the company will perform a Forensic Mortgage Audit
and prepare the package that you will need to present to the Bank.

Using the same software program as the Lenders, our package
has a 90% success rate of acceptance.

If you run into any trouble, we have Attorneys on our list that
will help negotiate your Obama Loan Modification Refinance
on your behalf.

If you are behind in payments or about to be behind, ACT NOW

Contact Us: ObamaRefi@gmail.com