FixCreditBiz Hosts Customer Information Webinar

FixCreditBiz Consumer Services Benefits Overview!

Fix Credit Biz will Host a Webinar to review the Services of it's
Obama Loan Modification Document Preparation

and Credit Restoration Programs.

Clients do not have to Credit qualify for loan modification
via the Obama program, but may have other issues such
as current collection attempts or late payments and will
want to know about our Flagship Product for repairing
negative credit items on your Credit Files.

Discover consumer services solutions available at FixCreditBiz

Services available include:

-Industry leading full service credit repair.
-Residential Loan modification pre-qualification & modification
Loan Documents package preparation.

REGISTER NOW FOR THE WEBINAR

Wednesday, September 2, 2009

Time: 8:30 PM - 9:30 PM EDT

Contact Us: CreditRepairSupport@gmail.com
or
To get Started with an Obama Refinance Package
Contact Us: ObamaRefi@gmail.com OR
Complete the FREE Pre-Qualification to see if you qualify!

Obama Guidelines Residential Loan Modification Package

A solution to the "Loan Modification Scam" has been found in the
form of a Loan Modification Document Preparation Service that
helps the Homeowner with a Obama Guidelines
Residential Loan Modification Package.

It has been said that currently, only 9% of eligible homeowners
are taking advantage of the Loan Mod plan and have modified
their current loan terms into a new mortgage.

Why do Banks seem to be struggling with
loan modifications?

A large volume of loan mod applications generated by the media
exposure of the Obama Saving Homes Program added to the
desperate needs of the unemployed or underemployed.

A limited Understanding about the program and how it works
has hindered Homeowners, in many cases, from having good
communication with the Loan Servicer.

A lot of confusion about the criteria of qualifying for modifying
the current mortgage, the guidelines and the Paperwork.

Homeowners are afraid to trust one of these "Loan Modification"
Services that often want money up front and then thousands of
dollars to "negotiate" a Loan Modification...and rightly so.

There have been so many Scam Artists and Sharks in the Water
that many States have written and passed New Legislation
regarding even contacting a "Distressed" Homeowner who has
become behind in their payments.

There is a Solution

Here is a program the Homeowner can Trust

Why Should You Trust THIS program?

• No Upfront Fees are Charged to Review your Current Mortgage
• No Commitment of any kind for Review, No Credit Card info is taken
• This Program complies 100% with the Current Guidelines of the Obama Program
• We make NO Promises and Tell NO Lies...the Government sets the Rules
• If you Qualify for the Program, under the current Obama Guidelines, we will process the paperwork needed to deliver to the Lender, Done-for-You

We will help you with the entire Paperwork Package using the same Software that the Lender will use...Having the correct and complete Document Package is the best way to for the Homeowner to Get Results Fast.

DISCLAIMER
We do the Document Preparation under the Guidelines of the Obama Loan Modification Program...a Homeowner behind in payments MAY be able to stop foreclosure IF they qualify and IF the Lender will cooperate...it is the Lender who decides whether to "work it out"
therefore, we can not make any promises in any way to "Save Your Home from Foreclosure"
via our services. We promise to be truthful, honest and upfront with you!

You DO NOT have to be behind in your payments to Qualify for the Program.
If you are current now, continue to make your mortgage payments if you are able.
WE WILL NEVER TELL YOU TO STOP MAKING YOUR PAYMENTS
TO QUALIFY...

"The Home Affordable Modification program can be used only by owner-occupants who have a loan originated before Jan. 1, 2009 and who have a balance under $729,750."
(These are not the Complete Guidelines)

Obama Guidelines Residential Loan Modification Package
Loan Modification Document Preparation

Complete the FREE Pre-Qualification to see if you qualify!

Obama Administration's Making Home Affordable Program

Contact Us: ObamaRefi@gmail.com

Loan Relief for Homeowners

On July 28, Obama administration officials met with representatives of 25 mortgage lending institutions to encourage them to move more quickly to help homeowners in financial distress get loan relief.
Participants at the meeting agreed to a goal of bringing loan relief for 500,000 homeowners to be assisted by the program by Nov. 1, 2009.

MAKING HOMES AFFORDABLE
Although the original goal of this program was to help 3 million or 4 million struggling homeowners, only an estimated 200,000 borrowers are said to have been enrolled in a loan-modification program so far, which does not indicate successful completion of the
Modification.

There are indeed many scams waiting for distraught Homeowners who don't know
who to trust...many times just simply turning to their Loan Servicer for help.

Ironically, many people have been the victim of major or minor Federal Loan Laws
Violations when their Mortgage was originally created and Homeowners turn to the
representatives of these same Mortgage Notes...sometimes already a victim of Predatory
Lending to begin with (many people think only people who did not actually get a loan
are the only victims of Predatory Lending, a common but false assumption).

WHAT CAN A HOMEOWNER DO...WHO DO THEY TRUST?

• A company that takes NO UPFRONT MONEY to discuss their situation
• A company that will do a No Cost, Complimentary Mortgage Audit of their Loan
• A company that will do a Forensic Mortgage Audit of their current mortgage
• A company that Tell The Homeowner if they have been a Victim of Violations
• A company that knows how Get Homeowners Qualified for an Obama Modification

HERE IS WHAT TO DO NEXT

Go to this Website for a Complimenary Mortgage Audit to See if you Qualify for Program
(this is a Government Program and has it's Guidelines and the Homeowner must Qualify
under those Program Guidelines...Submit the Mortgage Review Form and we will tell
you if you do...)

YOU DO NOT NEED TO BE BEHIND IN YOUR PAYMENTS TO USE OUR SERVICES
AND WE WILL NEVER TELL YOU TO STOP MAKING THE MORTGAGE PAYMENTS
IF YOU ARE ABLE TO DO SO...

This program does NOT guarantee to "save your home from Foreclosure" however
OUR ATTORNEY PREPARED PACKAGES HAVE A 90% SUCCESS RATE.

Contact Us: ObamaRefi@gmail.com

Obama Administration's Making Home Affordable Program

Goals of the Obama Administration's Making Home Affordable
Program are to reduce mortgage payments for At Risk Homeowners
and create financial stability at the local, State and National level
by reducing the number of defaulting loans and foreclosures that
have flooded the Markets in 2007 and 2008 and continue in 2009.


Some Highlights of the Making Home Affordable Program

• Clear and Consistent Guidelines for Loan Modifications

• Required Participation By Financial Stability Plan Participants

• Modifications of Home Mortgages During Bankruptcy

Allowing Judicial Modifications of Home Mortgages
During Bankruptcy When A Borrower Has
No Other Options

• Strengthen Hope for Homeowners and Other FHA Loan Programs

Reducing Monthly Payments

For many families, a low-cost refinancing could reduce mortgage payments by thousands of dollars per year. For example, consider a family that took a 30-year fixed rate mortgage of $207,000 with an interest rate of 6.50% on a house worth $260,000 at the time. Today, that family has $200,000 remaining on their mortgage, but the value of that home has fallen 15% to $221,000 – making them ineligible for today’s low interest rates that generally require the borrower to have 20% home equity. Under this refinancing plan, that family could refinance to a rate near 5.16% – reducing their annual payments by over $2,300.



Focusing on Homeowners At Risk

Homeowners at risk, such as those suffering serious hardships, decreases in income, increases in expenses, payment “shock,” high combined mortgage debt compared to income, who are “underwater” (with a combined mortgage balance higher than the current market value of the house), or who show other indications of being at risk of default may be eligible for a loan modification. Eligibility for the program will sunset at the end of three years.

How the Program Works

The Home Affordable Modification program has a simple goal: reduce the amount homeowners owe per month to sustainable levels to stabilize communities.

Now that you have better idea of the goals of Obama's Making
Home Affordable Program you may want to consider using a
service that offers you FREE PRE-QUALIFICATION using the
Guidelines of the Program Above. Find out if you Qualify!

No Closing Cost/No Credit Qualify Loan Modification Refinance

If you qualify, you will submit your details and Mortgage Loan
History and the company will perform a Forensic Mortgage Audit
and prepare the package that you will need to present to the Bank.

Using the same software program as the Lenders, our package
has a 90% success rate of acceptance.

If you run into any trouble, we have Attorneys on our list that
will help negotiate your Obama Loan Modification Refinance
on your behalf.

If you are behind in payments or about to be behind, ACT NOW

Contact Us: ObamaRefi@gmail.com

Do You Need Better Credit?

Do you need to have better credit to help you qualify for Mortgage
Relief refinancing?

Today, there is a free Credit Repair Webinar being given by the
Founder of Fix Credit Biz.com

Credit Repair for Potential Clients

David George the founder of FixCreditBiz will be giving the
credit repair presentation personally, and taking questions.

Click here to register
https://www2.gotomeeting.com/register/453785107

May 20, 2009 9:00 PM - 9:30 PM EDT

PR: wait... I: wait... L: wait... LD: wait... I: wait... wait... Rank: wait... Traffic: wait... Price: wait... C: wait...

Problems for Lenders Go Wide and Deep

In today's economy, the Market is filled with nothing short of
chaos, presenting many problems for lenders and mortgage debt
servicers...and those problems go wide and deep.

Over the past two years, consumer bankruptcy filings have more than doubled.

April consumer bankruptcy filings were 125,618, the American Bankruptcy Institute reported.

Filings rose from 121,413 in March and 92,291 during April 2008
Bankruptcy filings by individuals jumped by nearly one-quarter in just one month.
Borrower bankruptcies continued to climb and are expected to increase further.

Those who refinanced with ARMs tied to the MTA index are sitting with
low rates. May 2004 was the last time that the Monthly Treasury Average
has been this low.

Those who refinanced with ARMs tied to the COFI index are doing good
as well. Just when it appeared that the Cost of Funds Index couldn't go any
lower, it sank to its lowest level on record.

Judges across the country are ruling in various ways against banks and it's
servicers. A South Carolina supreme court judge has halted foreclosures
on Fannie Mae and Freddie Mac loans.

The moratorium is targeted at loans that qualify for modifications under
federal programs.

Two other big states have also recently extended the time needed by lenders to foreclose.

In the News you'll hear reports that sales are up and the market is coming
back...don't believe it. U.S. bankers continue to tighten their residential lending.
Why? Because most bankers expect further deterioration in their portfolios.
Delinquency has continued further into record territory.

At the same time, Fannie Mae has made changes to its requirements for
using nontraditional credit scores. Depending on the sources, a total of four
to six sources are required, and one of the nontraditional sources used in
developing a nontraditional credit report must be housing-related.

Fixed mortgage rates sit at the lowest point since Freddie Mac began
tracking them... trading in Treasuries suggests fixed rates may head higher.

Is Your Home Worth Less Than What You Paid?

Are you stuck in a bad home loan? Is your home worth less than what you paid? Is your interest rate too high or ready to adjust soon? Are you late or in danger of foreclosure?

Attorney negotiation specialists can help you deal with servicers and lenders

• reduce your principal amount,
• get a lower fixed rate
• clear up your credit
• avoid bankruptcy
• avoid Foreclosure
• You can reduce your monthly payments
  with a Mortgage Modification
  

All of these things are possible with a Mortgage Modification.

If you are behind in your payments, you will want to act quickly.

Here is a site where you can get a Free Mortgage Analysis to see
if you qualify for Mortgage Relief.

It IS possible to have your current mortgage reveiwed
AND
It IS possible to have you old mortgage re-written as a new
mortgage at today's home values.

If your home is worth less than what you paid and your current
mortgage is for more than the home is worth today, you will want
to consider getting Mortgage Relief and a new loan at today's value.

If you want to qualify for the best mortgage rates and currently
have some bad credit entries on your credit report, go see the
Free Tutorial Video to clear up your credit