Lenders are more organized and more in tune with the government's
Making Home Affordable program and we are seeing great success
with the Obama Mortgage Loan Modification packages submitted.
We are seeing a 90% success rate on client's submissions, homeowners
just like you are receiving loans at rates as low as 2% Fixed and
we have actually seen mortgage Loan Modifications at 0%.
Clients who have used our negotiation team to work for them and
handle the Loan Modification process directly with the lender are
seeing a 97% success rate.
How do you get ready for a Loan Modification?
Since Credit is NOT a factor in the Obama Program, what matters
is your Household Income, your Debt and all Monthly Payments.
Total monthly debt includes expenses such as your current monthly mortgage payments including your taxes and insurance (PITI), credit-card payments, any child support or alimony and other loan payments (such as an Auto Loan) beside your monthly mortgage.
The figure that one uses for this is known as "debt-to-income ratio" or DTI.
It is, basically ALL of your monthly expenses divided by your Income.
Under the Obama program, you can use ALL household income, not just
the borrower.
A Webinar this Wednesday will tell you more about the Obama Program.
Date: Wednesday, September 30, 2009
Time: 8:30 PM - 9:30 PM EDT
Residential Loan Modification Webinar
Space is limited.
Reserve your Webinar seat now at:
https://www2.gotomeeting.com/register/918003963
sponsored by: http://order.imnotleaving.com
Contact Us: ObamaRefi@gmail.com
Tuesday, September 29, 2009
Tuesday, September 22, 2009
Distressed Homeowner Going into "Forclosure"
Homeowners in Distress, I saw a Blog post tonight that asked for help:
We have been trying to get a modification with Countrywide, but have no faith in them. We have been in our home 24 years. Never missed a payment or been late. Got an Arm that has already adjusted once. Low income from Social Security Disability. The second adjustment will be in January at that time we are absolutely done, can not make house payment.
Is your Mortgage Interest rate adjusting?
Has your income level changed during this down economy?
Are you experiencing financial hardship?
Here was Our Reply:
If you are having difficulties with your Mortgage
You can get help now, if you qualify for the Making Home Affordable Program.
Many homeowners are qualified now,
but they don't know how to apply or
they don't ask for help.
Give us a chance to help you now!
Fill out the Short Form at No Cost or Obligation. Go Now to:
Pre-Qualification Application
Going Into Forclosure, Please Advise Can An Attorney Help Get Us A New Mortgage To Save Our Home?
Here is their story:We have been trying to get a modification with Countrywide, but have no faith in them. We have been in our home 24 years. Never missed a payment or been late. Got an Arm that has already adjusted once. Low income from Social Security Disability. The second adjustment will be in January at that time we are absolutely done, can not make house payment.
Is your Mortgage Interest rate adjusting?
Has your income level changed during this down economy?
Are you experiencing financial hardship?
Here was Our Reply:
Making Home Affordable Program has rules to which the Homeowner needs to meet
to qualify for any mortgage relief and mortgage reduction.
We do a No Cost/No Obligation Mortgage Analysis and Free Pre-Qualification, so you should check this, it’s free.
You’ll have an answer in 1-2 business days. This may be
your best solution.
If you qualify, there is no credit check, your credit is not a factor. We do all the
documents for you to submit to the lender.
Contact us at ObamaRefi@gmail.com or at http://order.imnotleaving.com
Get Help NowIf you are having difficulties with your Mortgage
You can get help now, if you qualify for the Making Home Affordable Program.
Many homeowners are qualified now,
but they don't know how to apply or
they don't ask for help.
Give us a chance to help you now!
Fill out the Short Form at No Cost or Obligation. Go Now to:
Pre-Qualification Application
Saturday, August 29, 2009
FixCreditBiz Hosts Customer Information Webinar
FixCreditBiz Consumer Services Benefits Overview!
Fix Credit Biz will Host a Webinar to review the Services of it's
Obama Loan Modification Document Preparation
and Credit Restoration Programs.
Clients do not have to Credit qualify for loan modification
via the Obama program, but may have other issues such
as current collection attempts or late payments and will
want to know about our Flagship Product for repairing
negative credit items on your Credit Files.
Discover consumer services solutions available at FixCreditBiz
Services available include:
-Industry leading full service credit repair.
-Residential Loan modification pre-qualification & modification
Loan Documents package preparation.
REGISTER NOW FOR THE WEBINAR
Wednesday, September 2, 2009
or
To get Started with an Obama Refinance Package
Contact Us: ObamaRefi@gmail.com OR
Complete the FREE Pre-Qualification to see if you qualify!
Fix Credit Biz will Host a Webinar to review the Services of it's
Obama Loan Modification Document Preparation
and Credit Restoration Programs.
Clients do not have to Credit qualify for loan modification
via the Obama program, but may have other issues such
as current collection attempts or late payments and will
want to know about our Flagship Product for repairing
negative credit items on your Credit Files.
Discover consumer services solutions available at FixCreditBiz
Services available include:
-Industry leading full service credit repair.
-Residential Loan modification pre-qualification & modification
Loan Documents package preparation.
REGISTER NOW FOR THE WEBINAR
Wednesday, September 2, 2009
Time: 8:30 PM - 9:30 PM EDT
Contact Us: CreditRepairSupport@gmail.comor
To get Started with an Obama Refinance Package
Contact Us: ObamaRefi@gmail.com OR
Complete the FREE Pre-Qualification to see if you qualify!
Obama Guidelines Residential Loan Modification Package
A solution to the "Loan Modification Scam" has been found in the
form of a Loan Modification Document Preparation Service that
helps the Homeowner with a Obama Guidelines
Residential Loan Modification Package.
It has been said that currently, only 9% of eligible homeowners
are taking advantage of the Loan Mod plan and have modified
their current loan terms into a new mortgage.
Why do Banks seem to be struggling with
loan modifications?
A large volume of loan mod applications generated by the media
exposure of the Obama Saving Homes Program added to the
desperate needs of the unemployed or underemployed.
A limited Understanding about the program and how it works
has hindered Homeowners, in many cases, from having good
communication with the Loan Servicer.
A lot of confusion about the criteria of qualifying for modifying
the current mortgage, the guidelines and the Paperwork.
Homeowners are afraid to trust one of these "Loan Modification"
Services that often want money up front and then thousands of
dollars to "negotiate" a Loan Modification...and rightly so.
There have been so many Scam Artists and Sharks in the Water
that many States have written and passed New Legislation
regarding even contacting a "Distressed" Homeowner who has
become behind in their payments.
There is a Solution
Here is a program the Homeowner can Trust
Why Should You Trust THIS program?
DISCLAIMER
We do the Document Preparation under the Guidelines of the Obama Loan Modification Program...a Homeowner behind in payments MAY be able to stop foreclosure IF they qualify and IF the Lender will cooperate...it is the Lender who decides whether to "work it out"
therefore, we can not make any promises in any way to "Save Your Home from Foreclosure"
via our services. We promise to be truthful, honest and upfront with you!
You DO NOT have to be behind in your payments to Qualify for the Program.
If you are current now, continue to make your mortgage payments if you are able.
WE WILL NEVER TELL YOU TO STOP MAKING YOUR PAYMENTS
TO QUALIFY...
"The Home Affordable Modification program can be used only by owner-occupants who have a loan originated before Jan. 1, 2009 and who have a balance under $729,750."
(These are not the Complete Guidelines)
Obama Guidelines Residential Loan Modification Package
Loan Modification Document Preparation
Complete the FREE Pre-Qualification to see if you qualify!
form of a Loan Modification Document Preparation Service that
helps the Homeowner with a Obama Guidelines
Residential Loan Modification Package.
It has been said that currently, only 9% of eligible homeowners
are taking advantage of the Loan Mod plan and have modified
their current loan terms into a new mortgage.
Why do Banks seem to be struggling with
loan modifications?
A large volume of loan mod applications generated by the media
exposure of the Obama Saving Homes Program added to the
desperate needs of the unemployed or underemployed.
A limited Understanding about the program and how it works
has hindered Homeowners, in many cases, from having good
communication with the Loan Servicer.
A lot of confusion about the criteria of qualifying for modifying
the current mortgage, the guidelines and the Paperwork.
Homeowners are afraid to trust one of these "Loan Modification"
Services that often want money up front and then thousands of
dollars to "negotiate" a Loan Modification...and rightly so.
There have been so many Scam Artists and Sharks in the Water
that many States have written and passed New Legislation
regarding even contacting a "Distressed" Homeowner who has
become behind in their payments.
There is a Solution
Here is a program the Homeowner can Trust
Why Should You Trust THIS program?
- No Upfront Fees are Charged to Review your Current Mortgage
- No Commitment of any kind for Review, No Credit Card info is taken
- This Program complies 100% with the Current Guidelines of the Obama Program
- We make NO Promises and Tell NO Lies...the Government sets the Rules
- If you Qualify for the Program, under the current Obama Guidelines, we will process the paperwork needed to deliver to the Lender, Done-for-You
DISCLAIMER
We do the Document Preparation under the Guidelines of the Obama Loan Modification Program...a Homeowner behind in payments MAY be able to stop foreclosure IF they qualify and IF the Lender will cooperate...it is the Lender who decides whether to "work it out"
therefore, we can not make any promises in any way to "Save Your Home from Foreclosure"
via our services. We promise to be truthful, honest and upfront with you!
You DO NOT have to be behind in your payments to Qualify for the Program.
If you are current now, continue to make your mortgage payments if you are able.
WE WILL NEVER TELL YOU TO STOP MAKING YOUR PAYMENTS
TO QUALIFY...
"The Home Affordable Modification program can be used only by owner-occupants who have a loan originated before Jan. 1, 2009 and who have a balance under $729,750."
(These are not the Complete Guidelines)
Obama Guidelines Residential Loan Modification Package
Loan Modification Document Preparation
Complete the FREE Pre-Qualification to see if you qualify!
Obama Administration's Making Home Affordable Program
Contact Us: ObamaRefi@gmail.comFriday, August 21, 2009
Loan Relief for Homeowners
On July 28, Obama administration officials met with representatives of 25 mortgage lending institutions to encourage them to move more quickly to help homeowners in financial distress get loan relief.
Participants at the meeting agreed to a goal of bringing loan relief for 500,000 homeowners to be assisted by the program by Nov. 1, 2009.
MAKING HOMES AFFORDABLE
Although the original goal of this program was to help 3 million or 4 million struggling homeowners, only an estimated 200,000 borrowers are said to have been enrolled in a loan-modification program so far, which does not indicate successful completion of the
Modification.
There are indeed many scams waiting for distraught Homeowners who don't know
who to trust...many times just simply turning to their Loan Servicer for help.
Ironically, many people have been the victim of major or minor Federal Loan Laws
Violations when their Mortgage was originally created and Homeowners turn to the
representatives of these same Mortgage Notes...sometimes already a victim of Predatory
Lending to begin with (many people think only people who did not actually get a loan
are the only victims of Predatory Lending, a common but false assumption).
WHAT CAN A HOMEOWNER DO...WHO DO THEY TRUST?
HERE IS WHAT TO DO NEXT
Go to this Website for a Complimenary Mortgage Audit to See if you Qualify for Program
(this is a Government Program and has it's Guidelines and the Homeowner must Qualify
under those Program Guidelines...Submit the Mortgage Review Form and we will tell
you if you do...)
YOU DO NOT NEED TO BE BEHIND IN YOUR PAYMENTS TO USE OUR SERVICES
AND WE WILL NEVER TELL YOU TO STOP MAKING THE MORTGAGE PAYMENTS
IF YOU ARE ABLE TO DO SO...
This program does NOT guarantee to "save your home from Foreclosure" however
OUR ATTORNEY PREPARED PACKAGES HAVE A 90% SUCCESS RATE.
Contact Us: ObamaRefi@gmail.com
Participants at the meeting agreed to a goal of bringing loan relief for 500,000 homeowners to be assisted by the program by Nov. 1, 2009.
MAKING HOMES AFFORDABLE
|
Modification.
There are indeed many scams waiting for distraught Homeowners who don't know
who to trust...many times just simply turning to their Loan Servicer for help.
Ironically, many people have been the victim of major or minor Federal Loan Laws
Violations when their Mortgage was originally created and Homeowners turn to the
representatives of these same Mortgage Notes...sometimes already a victim of Predatory
Lending to begin with (many people think only people who did not actually get a loan
are the only victims of Predatory Lending, a common but false assumption).
WHAT CAN A HOMEOWNER DO...WHO DO THEY TRUST?
- A company that takes NO UPFRONT MONEY to discuss their situation
- A company that will do a No Cost, Complimentary Mortgage Audit of their Loan
- A company that will do a Forensic Mortgage Audit of their current mortgage
- A company that Tell The Homeowner if they have been a Victim of Violations
- A company that knows how Get Homeowners Qualified for an Obama Modification
HERE IS WHAT TO DO NEXT
Go to this Website for a Complimenary Mortgage Audit to See if you Qualify for Program
(this is a Government Program and has it's Guidelines and the Homeowner must Qualify
under those Program Guidelines...Submit the Mortgage Review Form and we will tell
you if you do...)
YOU DO NOT NEED TO BE BEHIND IN YOUR PAYMENTS TO USE OUR SERVICES
AND WE WILL NEVER TELL YOU TO STOP MAKING THE MORTGAGE PAYMENTS
IF YOU ARE ABLE TO DO SO...
This program does NOT guarantee to "save your home from Foreclosure" however
OUR ATTORNEY PREPARED PACKAGES HAVE A 90% SUCCESS RATE.
Contact Us: ObamaRefi@gmail.com
Wednesday, June 17, 2009
Obama Administration's Making Home Affordable Program
Goals of the Obama Administration's Making Home Affordable
Program are to reduce mortgage payments for At Risk Homeowners
and create financial stability at the local, State and National level
by reducing the number of defaulting loans and foreclosures that
have flooded the Markets in 2007 and 2008 and continue in 2009.
Some Highlights of the Making Home Affordable Program
During Bankruptcy When A Borrower Has
No Other Options
Reducing Monthly Payments
For many families, a low-cost refinancing could reduce mortgage payments by thousands of dollars per year. For example, consider a family that took a 30-year fixed rate mortgage of $207,000 with an interest rate of 6.50% on a house worth $260,000 at the time. Today, that family has $200,000 remaining on their mortgage, but the value of that home has fallen 15% to $221,000 – making them ineligible for today’s low interest rates that generally require the borrower to have 20% home equity. Under this refinancing plan, that family could refinance to a rate near 5.16% – reducing their annual payments by over $2,300.
Focusing on Homeowners At Risk
Homeowners at risk, such as those suffering serious hardships, decreases in income, increases in expenses, payment “shock,” high combined mortgage debt compared to income, who are “underwater” (with a combined mortgage balance higher than the current market value of the house), or who show other indications of being at risk of default may be eligible for a loan modification. Eligibility for the program will sunset at the end of three years.
How the Program Works
The Home Affordable Modification program has a simple goal: reduce the amount homeowners owe per month to sustainable levels to stabilize communities.
Now that you have better idea of the goals of Obama's Making
Home Affordable Program you may want to consider using a
service that offers you FREE PRE-QUALIFICATION using the
Guidelines of the Program Above. Find out if you Qualify!
No Closing Cost/No Credit Qualify Loan Modification Refinance
If you qualify, you will submit your details and Mortgage Loan
History and the company will perform a Forensic Mortgage Audit
and prepare the package that you will need to present to the Bank.
Using the same software program as the Lenders, our package
has a 90% success rate of acceptance.
If you run into any trouble, we have Attorneys on our list that
will help negotiate your Obama Loan Modification Refinance
on your behalf.
If you are behind in payments or about to be behind, ACT NOW
Contact Us: ObamaRefi@gmail.com
Program are to reduce mortgage payments for At Risk Homeowners
and create financial stability at the local, State and National level
by reducing the number of defaulting loans and foreclosures that
have flooded the Markets in 2007 and 2008 and continue in 2009.
Some Highlights of the Making Home Affordable Program
- Clear and Consistent Guidelines for Loan Modifications
- Required Participation By Financial Stability Plan Participants
- Modifications of Home Mortgages During Bankruptcy
During Bankruptcy When A Borrower Has
No Other Options
- Strengthen Hope for Homeowners and Other FHA Loan Programs
Reducing Monthly Payments
For many families, a low-cost refinancing could reduce mortgage payments by thousands of dollars per year. For example, consider a family that took a 30-year fixed rate mortgage of $207,000 with an interest rate of 6.50% on a house worth $260,000 at the time. Today, that family has $200,000 remaining on their mortgage, but the value of that home has fallen 15% to $221,000 – making them ineligible for today’s low interest rates that generally require the borrower to have 20% home equity. Under this refinancing plan, that family could refinance to a rate near 5.16% – reducing their annual payments by over $2,300.
Focusing on Homeowners At Risk
Homeowners at risk, such as those suffering serious hardships, decreases in income, increases in expenses, payment “shock,” high combined mortgage debt compared to income, who are “underwater” (with a combined mortgage balance higher than the current market value of the house), or who show other indications of being at risk of default may be eligible for a loan modification. Eligibility for the program will sunset at the end of three years.
How the Program Works
The Home Affordable Modification program has a simple goal: reduce the amount homeowners owe per month to sustainable levels to stabilize communities.
Now that you have better idea of the goals of Obama's Making
Home Affordable Program you may want to consider using a
service that offers you FREE PRE-QUALIFICATION using the
Guidelines of the Program Above. Find out if you Qualify!
No Closing Cost/No Credit Qualify Loan Modification Refinance
If you qualify, you will submit your details and Mortgage Loan
History and the company will perform a Forensic Mortgage Audit
and prepare the package that you will need to present to the Bank.
Using the same software program as the Lenders, our package
has a 90% success rate of acceptance.
If you run into any trouble, we have Attorneys on our list that
will help negotiate your Obama Loan Modification Refinance
on your behalf.
If you are behind in payments or about to be behind, ACT NOW
Contact Us: ObamaRefi@gmail.com
Wednesday, May 20, 2009
Do You Need Better Credit?
Do you need to have better credit to help you qualify for Mortgage
Relief refinancing?
Today, there is a free Credit Repair Webinar being given by the
Founder of Fix Credit Biz.com
Credit Repair for Potential Clients
David George the founder of FixCreditBiz will be giving the
credit repair presentation personally, and taking questions.
Click here to register
https://www2.gotomeeting.com/register/453785107
May 20, 2009 9:00 PM - 9:30 PM EDT
Relief refinancing?
Today, there is a free Credit Repair Webinar being given by the
Founder of Fix Credit Biz.com
Credit Repair for Potential Clients
David George the founder of FixCreditBiz will be giving the
credit repair presentation personally, and taking questions.
Click here to register
https://www2.gotomeeting.com/register/453785107
May 20, 2009 9:00 PM - 9:30 PM EDT
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